Every once in a while you will get an e-mail message that appears to be legitimate.  You might even click on a link in that message that takes you to a legitimate site.  However, chances are, you are being duped into giving out personal information.  Very clever spammers are designing fake websites to look like banks and commercial companies and then sending massive amounts of junk e-mail luring people to the sites.  This technique is called Phishing.  Remember this, your bank never “loses” your password.  The department of Homeland Security does not close your bank accounts and then contact you via e-mail.  And, there is no Nigerian prince who needs your help to move a large amount of money around.  The FTC has put out some great information on protecting you from these threats. Always check the validity of an e-mail asking for information by calling the company in question.  You’ll be glad you did.

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